Is there any1 out there who knows if taking creatine helps reduce fat around the mid stomach pooch area along with the working out and cardio...will it have any affect on those areas

Creatine does NOT reduce fat. However, strength training, cardio and most importantly, healthy eating habits reduce fat.

You may get some extra boost during your training from the creatine that lets you push a little harder and that in the big picture will help you reduce fat, but creatine will not do it directly.

alright cool thanks for the reply

Good reply Falco, I was about to say the same thing. Anything that increases your amount of lean muscle will, in the long run, help your body burn fat...but creatine is not a fat burner in nature by any means