you go girl.
im in a similar boat, this is my first post for ages. years ago people called leiyungfat? and merik? something like that told me how to sort myself out.
now im very close to where i want to be, ie very visable 6 pack.
i think you are kinda in the same scenario you just want to fine tune so eveything is real sexy.
so what i suggest is
HIIT. this is the shiznit. get yourself on a rower or eliptical do 3 mins 80% heart rate, then 3 mins 60%. repeat this sequence about 4-5 times. this will get you some toned muscle definition and lose the "pudge". i personally cannot recommended highly enough the rower. its gona a muscle *a very small amount* but its also gona leave you without the pudge, lookin smokin for your holiday.
btw, nutrition,nutrition,nutrition
diet is everything, you mess about with cream pies and you will never get to where you rgoing.
sorry for the sexually explicit pun.
im a bloke, all i can do is think about it or have it, right now im having it so im therefore think it. i think therefore i am.